CommerceWest Bank - Business Banking


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During the initial stages of CommerceWest Bank, we envisioned a financial institution that combined the personal touch of an earlier era with the modern technology of our new age. Our aim is to create a true partnership with our clients, and to provide them with the all-encompassing support of extraordinary service. Elements of our service platform include:

+	Basic Checking Account
+	Analyzed Checking Account
+	Money Market Deposit Account
+	Savings Account
+	Certificate of Deposits
+	Attorney Client Trust Account
+	Escrow Trust Account

Businesses come in all shapes and sizes, and due to the ever-changing market conditions, they are often in a state of flux. CommerceWest Bank tests the climate daily, follows the market continually and provides clients with the most important element in business - timely information. Like bankers of an era that is seemingly long gone, we maintain a solid partnership with our clients. By working together, we can efficiently and effectively manage assets and recognize - but more importantly - capitalize on opportunities when they present themselves.

Working Differently for Our Clients

At CommerceWest Bank, credit scores and matrixes alone do not decide the credit worthiness of our clients. We work with the key decision makers and learn about the company, owners, and top executives to understand the complete story. We tailor-craft the right loan for each client, making sure the financing results in the maximum benefit available.

Time is Money

We respect that time is a critical commodity and therefore provide a 48-hour turnaround on all loan and credit proposals based on the following financial requirements:

Company Fiscal Year-End Financials (3 consecutive years)

Current Interim Financial with A/P and A/R Agings

Personal Financial Statement for Guarantor(s)

+	Lines of Credit
	Commercial Line Asset-Based Line SBA Express Line

+	Term Loan
	Acquisition or Partner Buy-out SBA Express Loan SBA 7A Loan Equipment Loan

+	Commercial Real Estate
	Conventional Real Estate Loan SBA 504 Real Estate Loan

+	International
	Commercial Letter of Credit Stand-by Letter of Credit Collections

The CommerceWest Bank Visa offers a low introductory rate and convenient online account access. Our credit cards are filled with features and services to meet anyone's financial needs.