Specialty Deposit Group

At CommerceWest Bank we understand the unique challenges associated with trust deposits. We have a dedicated team of industry experts available to assist you with your specialty needs. We make the process as seamless as possible, while providing clients with peace of mind by providing automated processing, personally tailored services and a true partnership that is unique to the industry.

Specialty Experts

In addition to working with professional industries that heavily rely on treasury management products and services, our team of specialty banking experts specialize in working with the real estate industries such as title, escrow, HOA, residential and commercial property management as well as transactional processors such as payroll companies, electronic transaction processors and money service businesses. In addition to traditional banking products and services, our CommerceWest Bank Specialty Bankers understand the compliance needs of these industries and provide services and expertise in this area.

Personalized Support

We understand that your business does not just operate between 9 to 5, so at CommerceWest Bank we provide 24/7 support, a full suite of online banking services through NetBanker, our online banking system. NetBanker provides you with electronic solutions for your account receivables and payables, electronic wire transfers, electronic returned item notifications, and the ability to schedule and execute ACH transitions. In addition we offer full service imaged lockbox services geared towards payment collection and reporting. With our CommerceWest Specialty Bankers you are "banking on the difference".

Association Banking

Our Association Banking Specialist focuses on the undivided needs of community associations and management companies. We understand the challenges and demands of collecting and managing funds which is why our system works with most accounting systems to provide the ultimate collection, processing and posting of payment.

  • Investments
    In addition to our standard business accounts, we offer CDARS® or ICSSMS specifically for our HOA clientele. Enjoy the convenience of our Certificate of Account Registry Service®, or CDARS and ICSSM, the Insured Cash SweepSM, which provides all the security of certificate of deposit account without a $250,000 insurance limitation. You can invest up to $50 million and be eligible for FDIC insurance on every dollar. Using CDARS or ICS product, we provide you with optimal FDIC coverage.

  • Specialty Tools
    Simplified Signature Card Process
    Electronic Statements
    Lockbox Services
    Digital Imaging System

  • HOA Loans
    Borrowing money for repairs or improvements to the common areas of an association doesn't need to be a difficult and confusing process. Our industry experienced lending team is ready to help you with financing for community associations and management companies with line of credits, flexible terms and competitive rates. We will work with the association's Board of Directors, financial professionals and managing agent to structure a loan program that is personally tailored to meet the association's needs and budget requirements.

  • HOA Credit Card Services
    Need to accept or utilize corporate credit or business debit cards? You have the option of: Business credit cards for associations, Merchant accounts for associations and management companies.