Rev. 07/2021

FACTS		
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.	
		
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:
•	Social Security number and income
•	account balances and payment history
•	credit history and credit scores
When you are no longer our client, we continue to share your information as described in this
notice.	
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CommerceWest Bank chooses to share; and whether you can limit this sharing.	

WHAT DOES COMMERCEWEST BANK DO WITH YOUR PERSONAL INFORMATION?

Reasons we can share your personal information	Does CommerceWest Bank share?	Can you limit this sharing?	
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	
Yes	
No	
For our marketing purposes—
to offer our products and services to you	
Yes	
No	
For joint marketing with other financial companies	No	We do not share	
For our affiliates’ everyday business purposes—
information about your transactions and experiences	
No	
We do not share	
For our affiliates’ everyday business purposes—
information about your creditworthiness	
No	
We do not share	
For nonaffiliates to market to you	No	We do not share	

Questions?

Call (949) 251-6959 or go to www.cwbk.com

Who we are	
Who is providing this notice?	CommerceWest Bank	
What we do	
How does CommerceWest Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and buildings.	
How does CommerceWest Bank collect my personal information?	We collect your personal information, for example, when you
•	open an account or apply for a loan
•	pay your bills or make deposits or withdrawals from your account
•	use your debit card
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.	
Why can’t I limit all sharing?	Federal law gives you the right to limit only
•	sharing for affiliates’ everyday business purposes—information about your creditworthiness
•	affiliates from using your information to market to you
•	sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing. See below for more on your rights under state law.	
Definitions	
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.	
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
•	CommerceWest Bank does not share with nonaffiliates so they can market to you	
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
•	CommerceWest Bank does not jointly market	
Other important information	
For California Clients: Effective January 1, 2020, the California Consumer Privacy Act (CCPA) permits consumers who are California residents to (a) ask a covered business which categories and pieces of personal information it collects and how  the information is used; (b) request deletion of the information; and (c) opt out of the sale of such information, if applicable.
These provisions of the CCPA do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law. To contact us with questions about our compliance with the CCPA, call 949-251-6959; visit our website at www.cwbk.com; or write to: CommerceWest Bank 2445 McCabe Way Suite 300 Irvine CA 92614.