Business Lending

Businesses come in all shapes and sizes, and due to the ever-changing market conditions, they are often in a state of flux. CommerceWest Bank tests the climate daily, follows the market continually and provides clients with the most important element in business - a timely approval. Like bankers of an era that is seemingly long gone, we maintain a solid partnership with our clients. By working together, we can efficiently and effectively manage assets and recognize - but more importantly - capitalize on opportunities when they present themselves.

Working Differently for Our Clients

At CommerceWest Bank, credit scores and matrixes alone do not decide the credit worthiness of our clients. We work with the key decision makers and learn about the company, owners, and top executives to understand the complete story. We tailor-craft the right loan for each client, making sure the financing results in the maximum benefit available.

Time is Money

We respect that time is a critical commodity and therefore provide a 48-hour turnaround on all loan and credit proposals based on receiving some basic financial information.

  • Lines of Credit
    Working Capital Lines of Credit
    Business Lines of Credit
    SBA Express Lines of Credit
  • Term Loan
    Acquisition or Partner Buy-Out Loan
    SBA Express Loan
    SBA 7A Loan
    Equipment Loan
    Working Capital Loan
  • Commercial Real Estate Loan
    Owner User Commercial Real Estate Loan
    Commercial or Industrial Building Loan
    Office Building Loan
    Retail Building Loan
    Multi-Family Real Estate Loan
    SBA 504 Commercial Real Estate Loan
  • International
    Commercial Letter of Credit
    Stand-by Letter of Credit
    Collections

 

 

Corporate Lending Group

Our Corporate Lending Group creates personally tailored loans that meet the unique needs of your mid-size company or specialized industry.  By strategically structuring your financing, we will help you optimize your growth and provide you with the proper cash flow to operate your business.

SPECIALTY LENDING EXPERTS

Clients with unique lending needs, often find bankers with the inability to think outside of the box, or a lack of knowledge when it comes to structuring their financing.  The "Difference" with our CorporateLending experts is their ability to use traditional banking knowledge, combined with a creative way of thinking to personally tailor a loan that is just right for you.  We have partnered with a variety of industries such as finance companies healthcare, assisted living payroll, manufacturers, wholesalers, distributors, service companies, property management and other mid to large size companies.

SPECIALTY LOANS

  • Asset Based Lending
  • Acquisition Financing
  • Management Buyouts
  • Leveraged Recapitalizations

 

 

 

  

CommerceWest Bank Visa

We offer a CommerceWest Bank credit card for businesses and consumers. We offer low introductory rates and the opportunity to earn preferred points for all of your purchases. Points can be redeemed for cash back, travel, merchandise and retail gift cards. Like our NetBanker online experience, we offer convenient online account access for your credit card. Our credit cards are filled with features and services to meet anyone's financial needs.