Businesses come in all shapes and sizes, and due to the ever-changing market conditions, they are often in a state of flux. CommerceWest Bank tests the climate daily, follows the market continually and provides clients with the most important element in business - a timely approval. Like bankers of an era that is seemingly long gone, we maintain a solid partnership with our clients. By working together, we can efficiently and effectively manage assets and recognize - but more importantly - capitalize on opportunities when they present themselves.
Working Differently for Our Clients
At CommerceWest Bank, credit scores and matrixes alone do not decide the credit worthiness of our clients. We work with the key decision makers and learn about the company, owners, and top executives to understand the complete story. We tailor-craft the right loan for each client, making sure the financing results in the maximum benefit available.
Time is Money
We respect that time is a critical commodity and therefore provide a 48-hour turnaround on all loan and credit proposals based on receiving some basic financial information.
- Lines of Credit
Working Capital Lines of Credit
Business Lines of Credit
SBA Express Lines of Credit
- Term Loan
Acquisition or Partner Buy-Out Loan
SBA Express Loan
SBA 7A Loan
Working Capital Loan
- Commercial Real Estate Loan
Owner User Commercial Real Estate Loan
Commercial or Industrial Building Loan
Office Building Loan
Retail Building Loan
Multi-Family Real Estate Loan
SBA 504 Commercial Real Estate Loan
Commercial Letter of Credit
Stand-by Letter of Credit
Specialty Lending Group
Our Specialty Lending Group creates personally tailored loans that meet the unique needs of your mid-size company or specialized industry. By strategically structuring your financing, we will help you optimize your growth and provide you with the proper cash flow to operate your business.
SPECIALTY LENDING EXPERTS
Clients with unique lending needs, often find bankers with the inability to think outside of the box, or a lack of knowledge when it comes to structuring their financing. The "Difference" with our Specialty Lending experts is their ability to use traditional banking knowledge, combined with a creative way of thinking to personally tailor a loan that is just right for you. We have partnered with a variety of industries such as finance companies, non-profits, HOA, healthcare, assisted living and other mid to large size companies.
- Asset Based Lending
- Acquisition Financing
- Management Buyouts
- Leveraged Recapitalizations
- Finance Company Loans
CommerceWest Bank Visa
We offer a CommerceWest Bank credit card for businesses and consumers. We offer low introductory rates and the opportunity to earn preferred points for all of your purchases. Points can be redeemed for cash back, travel, merchandise and retail gift cards. Like our NetBanker online experience, we offer convenient online account access for your credit card. Our credit cards are filled with features and services to meet anyone's financial needs.